Monthly Archive: September 2019

3 ways – to reduce winter maintenance costs

Winter is a period of increased monthly expenses. In addition to standard costs, the household budget is charged with the cost of buying fuel or heating costs in blocks. During this time, we are...

Loan agreement – what elements should it contain?

Each major transaction between two parties should be confirmed by contract. It is a type of security for both parties that the agreement has been concluded. A loan agreement is an arrangement between the...